Real estate knowledge the difference between comme

2022-07-22
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Commercial housing refers to the residential housing built on the commercial land, which is called commercial housing. The difference between commercial housing and commercial housing lies in the nature of land use and property rights. Ordinary houses belong to commercial houses 70 years of property rights. Residence refers to the houses exclusively for living, including villas, apartments, dormitory for employees' families and collective dormitory, dormitory for employees' singles and dormitory for students. When buying a house, buyers should pay attention to the distinction between commercial housing and commercial housing. Due to the different nature of land, the property right of commercial housing is also different from that of ordinary commercial housing. I believe many buyers will have such doubts when buying a house. The following editor will explain the definition of the difference between commercial housing and ordinary housing

commercial housing refers to residential houses built on commercial land, which is called commercial housing. The difference between commercial housing and commercial housing lies in the nature of land use and property rights. Ordinary houses belong to commercial houses 70 years of property rights. Residence refers to the houses exclusively for living, including villas, apartments, dormitory for employees' families and collective dormitory, dormitory for employees' singles and dormitory for students. When buying a house, buyers should pay attention to the distinction between commercial housing and commercial housing. Due to the different nature of land, the property right of commercial housing is also different from that of ordinary commercial housing. I believe many buyers will have such doubts when buying a house. The following editor will explain the definition of the difference between commercial housing and ordinary housing

different definitions of commercial housing

1. Different land service life

the land service life of commercial housing is 40-50 years; The land use life of commercial housing is 70 years

2. Different property rights

commodity houses belong to ordinary houses with commodity attributes; Commercial residence belongs to non ordinary residence. Commercial residential buildings are generally characterized by commercial outlets on the lower floor and civil residences on the upper floor

generally speaking, the original planning nature of land, such as commercial, comprehensive and residential, cannot be changed after the developer signs the land use right contract

however, due to the different needs of the market, developers can make products that are different from the original land use nature. For example, building real estate with products positioned as residential on commercial land, or building real estate with products positioned as commercial on residential land. Although the land nature of the property right certificate finally obtained by the buyer is still the land nature of the original land use certificate, the buyer can use the property for other purposes

the advantages and disadvantages of real estate with different uses from the original land nature

the disadvantages mainly include the following points:

1. The service life

commercial supporting facilities for 40 years, office for 50 years, which is significantly smaller than that of residential buildings for 70 years

2. Transaction tax

the deed tax at the time of initial purchase or transfer is charged at 3%, while that of residence is 1.5%; If the state imposes property tax and land value-added tax, the standard of commercial housing will also be higher than that of residential housing

3. Mortgage method

most of them cannot apply for provident fund loans, but there are also a few projects that can be achieved with the efforts of developers. Another 40-year property rights or 50 year property rights, such as the use of bank loans, can only get 50% or 60% mortgage, the longest loan period of 10 years

4. Daily living cost

if the use of public buildings is specified, the use costs of water, electricity, heating, etc. will be at commercial prices. Therefore, buyers should ask clearly when buying a house. At present, most developers take corresponding remedial measures in the early development and can pay according to the civil price

5. Design standards

different design orientations. Public properties are less restricted by orientation, lighting, depth, etc., while ordinary houses have higher requirements

6. Settlement problem

unable to move into the household registration

the advantages mainly include the following points:

1. About value preservation

developers can change commercial houses with high land construction costs to residential houses for sale, mainly due to factors such as strong residential variability, low risk, fast sales speed, short time for capital return, etc. of course, the most critical reason is the strong scarcity of residential houses in the region, which can realize high profit value! Therefore, when buyers buy this kind of housing, it is often due to the lack of other options, and the corresponding value preservation of real estate is also relatively good

2. Construction standards

non residential housing construction standards are different. If the construction standards of civil air defense and fire protection are high according to the relevant requirements of public buildings, the cost will increase for developers, but it will have little impact on the use of property buyers

ordinary residence: refers to the residential house built according to the local general civil residential building standards. At present, most of them are multi-storey houses and high-rise houses. Multi storey residential buildings refer to buildings with 2-6 floors (including 6 floors); High rise residential buildings refer to buildings with more than 6 floors, and high-rise residential buildings are often installed with elevators. The difference between ordinary residence and non ordinary residence. Due to the inconsistent definitions of multi-storey and high-rise buildings in various regions, the division standard can be determined at the discretion of various regions according to the actual situation

differential definition of ordinary residence

ordinary residence: refers to the residential house built according to the local general civil residential building standards. At present, most of them are multi-storey houses and high-rise houses. Multi storey residential buildings refer to buildings with 2-6 floors (including 6 floors); High rise residential buildings refer to buildings with more than 6 floors, and high-rise residential buildings are often installed with elevators. The difference between ordinary residence and non ordinary residence. Due to the inconsistent definitions of multi-storey and high-rise buildings in various regions, the division standard can be determined at the discretion of various regions according to the actual situation

ordinary standard housing: refers to the residential housing built according to the local general civil housing standard. Senior apartments, villas, resorts, etc. are not ordinary standard residences. The specific boundaries between ordinary standard houses and other houses shall be stipulated by the people's governments of all provinces, autonomous regions and municipalities directly under the central government before May 31, 2005. From June 1st, 2005, ordinary standard houses should meet the following requirements at the same time: the floor area ratio of residential quarters should be above 1.0; The construction area of a single set is less than 120 square meters; The actual transaction price is less than 1.2 times the average transaction price of housing on the same level of land

editor's summary: the above information is about the definition of the difference between commercial housing and ordinary housing, and I hope it will be helpful to you. If you want to know more about it, you can pay attention to the information

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